Insurance

Insurance

Renault Insurance is dedicated to offering solutions to protect both you and your vehicle if the unthinkable happens.

Renault Insurance provides quality car insurance to protect your vehicle, so you're covered if you have an accident or your vehicle is stolen. Cover is also available to protect your tyres and rims against damage from road hazards. You may also wish to consider Purchase Price Insurance or Motor Equity Insurance which can provide additional cover in the event of a total loss.

But what if your vehicle is financed and something happens to you? There's your loan and your credit rating to consider - that's why we offer Loan Protection insurance.

Renault Insurance are proud to offer a range of car and loan insurance products designed with our customers in mind.

Want to learn more? You can either download our handy products guide or review the details on this page.

 

Prestige Motor Insurance

Our Prestige Motor Insurance offers you the assurance you need, like a brand new replacement vehicle after a total loss if within three (3) years from the original registration date*, genuine manufacturer's parts** for repairs and a safe driver discount for eligible drivers.

We also understand that the extra features can make the difference, so our Prestige Motor Insurance offers an impressive range of additional benefits:

  • Up to $500 towards damaged or stolen personal effects and clothing;
  • Up to $1,000 for re-keying and re-coding if your vehicle keys are stolen;
  • Up to $1,000 automatic cover for trailers and caravans attached to your vehicle;
  • Up to $500 towards emergency repairs;
  • Up to $400 for emergency accommodation following an accident or theft;
  • A rental car for up to 14 days if your car is stolen, up to $75 a day;
  • Up to $400 for accommodation if your car breaks down away from home;
  • Optional Tools of Trade cover, up to $1,500; and
  • Premium payment by direct debit at no extra cost***.

For further information or assistance contact your participating Renault Insurance dealer or call Renault Insurance on 1300 654 975.
*New for old replacement is only if the same make, model and series of vehicle is available in Australia
**Genuine manufacturer's parts guarantee applies to accepted claims for vehicles up to five years of age since new and where the part is available locally at the time of repair. For vehicles aged beyond three years, we will use either genuine new, reconditioned or recycled parts.
***Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees that may apply.

Prestige Motor Insurance PDS

Insurance Disclaimer

Loan Protection Insurance

If something happens to you, what happens to your car loan? Protect your finances and your credit rating with our Loan Protection Insurance. Loan Protection Insurance can help provide security with the knowledge your loan will be paid if you suffer an illness or injury and cannot work.

Not everyone's circumstances are the same, so we've designed several options that you can choose from:*

  • Have your car loan repayments paid if you are injured or ill and cannot work; and/or
  • Have your car loan paid out in full if you have coronary artery bypass surgery, a heart attack, a major stroke or cancer,** or if you should pass away; and/or
  • Have your car loan repayments paid if you become involuntarily unemployed.

Renault Loan Protection Insurance provides cover for loans up to $100,000, for singles and couples. You don't need to do any medical tests or other assessments to apply.

For further information or assistance contact your participating Renault Insurance dealer or call Renault Insurance on 1300 654 975.
*As defined in the Loan Protection Insurance PDS.
**Subject to policy limits

Loan Protection Insurance PDS

Insurance Disclaimer

Business Loan Protection Insurance

What happens to your business car loan if something happens to you personally? Our Business Loan Protection Insurance can help provide the security of knowing that your loan will be paid if you suffer an illness or injury and cannot work or pass away.

You can choose from the following options*:

  • Have your car loan repayments paid if you are injured or ill and cannot work; and/or
  • Have your car loan paid out in full if you have coronary artery bypass surgery, a heart attack, a major stroke or cancer,** or if you should pass away.
  • Have your car loan repayments paid for you if you become involuntarily unemployed.

Renault Business Loan Protection Insurance provides cover for loans up to $100,000, for singles and couples. There are no medical tests or other assessment required to apply.

For further information or assistance contact your participating Renault Insurance dealer or call Renault Insurance on 1300 654 975
*As defined in the Business Loan Protection Insurance PDS.
**Subject to the policy limits

Business Loan Protection Insurance PDS

Insurance Disclaimer

Tyre and Rim Insurance

A tyre blowout doesn't have to mean a budget blowout. If you drive regularly, you'll know how costly it can be to replace a tyre or rim - especially if you're not expecting it.

Tyre and Rim Insurance for your car is designed to cover you if your motor vehicle's tyres or rims are damaged (including punctures and blowouts to tyres) by road hazards including roadside kerbs, potholes and road debris.

You can choose between two levels of cover - Standard or Prestige. There is also a policy option available which will provide you with emergency accommodation if the incident that results in your tyres or rims being damaged takes you off the road a long way from home.

For further information or assistance contact your participating Renault Insurance dealer or call Renault Insurance on 1300 654 975

Tyre and Rim Insurance PDS

Insurance Disclaimer

View Plus Insurance

Value Protect Insurance

If your vehicle is declared a total loss, your comprehensive insurance payout may not cover the total amount you paid for your vehicle, or the loan amount you still owe.

Renault Insurance Value Protect Insurance covers this shortfall so you don’t have to. Whether you have paid for your vehicle outright, or have a loan balance outstanding, Value Protect Insurance can help so a total loss doesn’t leave you out of pocket.

What are the benefits?

Value Protect Insurance pays you the greater of the

  • loan settlement amount less total loss payment; or
  • the replacement vehicle value less total loss payment,

up to the maximum sum insured under the cover option you select

What are the benefits?

Value Protect Insurance pays you the greater of the

  • loan settlement amount less total loss payment; or
  • the replacement vehicle value less total loss payment,

up to the maximum sum insured under the cover option you select.

What are the Value Protect Insurance cover options available?

(Note that this applies to Standard Cover).

You can choose the Value Protect Insurance option that best suits your needs, for a term of 5 or 7 years. Select from:

 

Option

Cover

 

Option A

$10,000 shortfall + $2,000 Extra Cover

Option B

$15,000 shortfall + $4,000 Extra Cover

Option C

$20,000 shortfall + $7,000 Extra Cover

Option D

$30,000 shortfall + $10,000 Extra Cover

 

What is Extra Cover?

In addition to covering the shortfall, Value Protection Insurance extras cover will reimburse you for:

·        The excess paid by you to your comprehensive motor insurer.

·        Delivery charges, CTP, registration and stamp duty on your replacement vehicle.

·        12 months comprehensive motor insurance on your replacement vehicle.

·        Up to 10 days vehicle hire.

 

For further information or assistance contact your participating Renault Insurance dealer or call Renault Insurance on 1300 654 975.

 


Can't find what you're looking for?
Visit our FAQs page or Contact Us